It’s a big deal buying and selling a home

Buying and selling your home may be the most important legal transaction you ever undertake so it is important to get the right advice from experienced property law specialists. The team at TMF are experts in all types of property including:-

• Freehold                                
• Leasehold
• Unit titles
• Cross leases
• Subdivisions
• Retirement Villages

Our depth and breadth of practical experience in the Wellington and wider New Zealand property markets will ensure that your transaction will proceed as smoothly as possible - we guarantee it. Wherever you live in New Zealand or overseas we can handle your New Zealand property transactions. Call us now on 0800 TMFLAW (863 529).

First Home Buyers

We really enjoy helping people buy their first home and have lots of experience with first home buyers. We strongly recommend that you read the information on Kiwisaver http://www.my-first-home.co.nz/ or download this booklet.

 

Our Conveyancing Fees

The legal process of buying and selling or refinancing a home is commonly called conveyancing.

There are many steps in the process and people are often surprised how complex it can be. We do our best to keep it simple.

We are happy to provide you with a fee estimate. Call us now on 0800 TMF LAW (863 529).

Click below to see what our fee will cover.

• Buying with a mortgage
• Buying without a mortgage
• For selling with a mortgage
• Selling without a mortgage
• Refinancing

 

Our strong recommendation – get us involved early on

You will often save heartache and cost if you get us involved early on in your property transaction. There are many pitfalls to avoid and the “devil is in the detail”. Please don’t sign an agreement to purchase or sell your property until you have had it checked over by one of our property experts. The agreement may be “standard”, but having the right conditions with the right wording is critical and some conditional agreements can still be very difficult to get out of. Either have your agent email us the agreement before you sign it or ring us on 0800 TMFLAW to have us check the agreement before you sign it.

Why choose the TMF team?

We are knowledgeable and experienced – team members have been acting for buyers and sellers for over 40 years – we know the pitfalls to avoid and how to make the transaction run smoothly.

We are accessible – you can ring us anytime.

We communicate with you every step of the way.

 

For more information please contact Bev Roche (DDI 04 494 1590) or David Murphy (DDI 04 494 1591)

 

Some useful sources of information on Buying and Selling Property

General

We highly recommend http://www.consumerbuild.org.nz/publish/. It is an excellent source of useful information and checklists on buying and building a home. There are also some very useful house inspection checklists on http://www.consumer.org.nz/reports/house-inspection-checklist

We also suggest that you download and read the NZ law Society publication on Buying and selling property http://www.lawsociety.org.nz/news-and-communications/guides-to-the-law/buying-and-selling-a-property

The Real Estate Agents Authority website also has some useful guides at http://www.reaa.govt.nz/ForBuyersAndSellers/Pages/ForBuyersandSellers.aspx

http://www.propertytoolbox.co.nz/ is an excellent site and also has a comprehensive NZ House Buying Guide available as an e Book

https://www.sorted.org.nz/ is useful site for budgeting advice

 

Finance

The main trading bank websites have useful information on buying and selling, home loans and loan calculators

http://www.anz.co.nz/personal/home-loans-mortgages/

http://www.bnz.co.nz/personal-banking/home-loans

http://www.westpac.co.nz/home-loans/calculators/

http://www.asb.co.nz/homebuyersjourney/

http://www.kiwibank.co.nz/personal-banking/home-loans/

http://www.tsbbank.co.nz/loans/calculator.aspx

 

Weathertightness and Energy/Insullation Efficiency

If you are concerned about weathertightness issues check out http://www.dbh.govt.nz/weathertightness-index

To obtain  FREE independent assessment on you home's energy/insullation efficiency,  go to http://www.homeanddry.co.nz/Warm_Up_Services/Home_Energy_Coach  or http://wellington.govt.nz/services/environment-and-waste/sustainability/homes/home-energy-saver-programme

 

 

Valuers

If you wish to engage the services of a valuer go to

http://www.property.org.nz/MainMenu

http://yellow.co.nz/wellington-region/valuers or check out http://www.qv.co.nz/

http://www.homewardfound.co.nz/ is also a useful source of information

 

Mortgage Brokers

If you wish to locate a mortgage broker go to http://www.paa.co.nz/findadviser or check out  http://www.sonyareid.co.nz/ for some useful information especially for first homebuyers

 

Pre-Purchase Inspections

If you want to get the property you are buying checked by a Building Surveyor locate a registered surveyor at http://www.buildingsurveyors.co.nz/

 

Land Information Memoranda (LIM Reports)

For information on what local authority your property is in go to http://www.lgnz.co.nz/home/nzs-local-government/new-zealands-councils/

http://wellington.govt.nz/webmap/wccmap.html is a very useful site to check information and aerial images of properties located in Wellington City.

 

We recommend that you obtain a Land Information Memorandum prior to you proceeding with any property purchase. These can be applied for online from:-

Wellington City http://wellington.govt.nz/services/rates-and-property/property/reports/lim

Hutt City http://gis.huttcity.govt.nz/limonline/presentation/compass/index.html

Upper Hutt City http://www.upperhuttcity.com/store/doc/Form26-LIM-form-and-application.pdf

Porirua City http://www.pcc.govt.nz/A-Z-Services/Building-Consents/LIM--Land-Information-Memorandum-

 

Land & Title Information

Go to http://www.linz.govt.nz/

 

Unit Titles

Please see section of our website on unit titles.  

For a useful guide on unit titles go to http://www.dbh.govt.nz/unit-titles-guides

 

Kiwisaver

For information on withdrawing from Kiwisaver go to http://www.kiwisaver.govt.nz/new/benefits/home-withdrawl/ and http://www.my-first-home.co.nz/

 

Overseas Ownership Issues

For information on foreign ownership of New Zealand property http://www.linz.govt.nz/overseas-investment/about-OIO

 

Miscellaneous

https://www.commoncents.co.nz/how-de-cluttering-your-living-space-saves-money/

 

 

 

 

---